Score, the new dating app from Neon Money Club, launched on Valentine’s Day, requires a minimum credit score of 675, emphasizing financial awareness in relationships.
“Financial wellness often takes a backseat. At Neon Money Club, our mission is to inject financial awareness into the fabric of everyday life. To achieve this, we have to take the conversation to places where it isn’t normally discussed,” said CEO Luke Bailey. “Score aims to elevate the discussion around financial health, which has remained stagnant for decades.”
Score surpasses typical dating app standards by mandating a solid credit score. Approved users are paired with similar individuals, and those needing credit improvement can access resources from Neon Money Club for financial literacy and rebuilding credit.
The app, available for about 90 days, requires users to apply for access. Upon signup, Neon Money Club conducts a soft credit check, with scores not displayed on the app.
Approval grants access to financially compatible matches, regardless of credit tier, allowing users to swipe left or right.
The app’s exclusivity may stir controversy, considering the average U.S. credit score is 716, with minorities more likely to fall below 640.
According to Bailey, good credit is aspirational, not classist, as high income doesn’t guarantee high credit.
Rejected users will receive resources for financial literacy and access to credit-building services like Grow Credit.
Neon Money Club, established in 2021 to promote financial literacy, made history last year as the first Black-owned tech company to release a credit card with AMEX.
