On Tuesday afternoon, Credit Karma was trending on Twitter after users shared their experiences with the company’s credit score system.
The service has continuously been called out for differences between their credit scores and other credit services’ scores. Many users have expressed that Credit Karma’s credit score reporting is usually significantly lower than other services. Back in 2019, Credit Karma responded to the discrepancies in a statement to CNBC. They stated that it is “unlikely that a consumer will get the same credit score that his or lender is using at the time of a loan application,” and suggested that people stick with one credit score source and get to know that source’s trends.
Nevertheless, in true Twitter fashion, the company was dragged for these disparities. Check out some of Twitter’s best reactions below.
credit karma: “your credit score is 800”
car dealerships: “ma’am. your shit is 325”
— jas (@jjasshole) January 25, 2021
Me seeing my credit score on Credit Karma vs. when I find out the real score at the car dealership pic.twitter.com/1SwA1qRROP
— Rich (@UptownDCRich) January 26, 2021
https://twitter.com/lisa_pop/status/1354117856040869889?s=21
credit karma uses a scoring system called the VantageScore, which is entirely useless. What you should be looking for is your FICO scores. usually your credit card provider or bank provides a free score every month from one major bureau! https://t.co/r4KBju4Lpn
— KING CLEO 🌞🍉 (@CleoNeptune) January 26, 2021
You mean to tell my my 700 credit karma score might be 500 pic.twitter.com/j5FXnkYKZL
— Light Skinned Todoroki🌹 (@byondplusultra) January 26, 2021
I only check Credit Karma when I need an emotional pick me up 😂 https://t.co/IuYI5xFhDh
— T-Racy (@xtwavy) January 26, 2021
checking your credit score on credit karma is like checking your symptoms on webmd.
— .:RiotGrlErin:. (@RiotGrlErin) January 26, 2021
Credit Karma seeing why they’re trending: pic.twitter.com/L7y8TdCCfd
— Cʅҽɱҽɳƚιɳҽ💜 (@_theeunicorn_) January 26, 2021
Credit karma: your credit score is 853
Mortgage company: your credit score is pic.twitter.com/dIZr1vUI8w
— Big Girl Slay 💋 (@Biggirlslay) January 26, 2021
