A viral Tiktok about “culture shocks” set Twitter ablaze this morning. In the circulating clip, the TikToker goes into detail about different culture shocks she experienced after moving from the U.S. to Australia. One of these ‘shocks’ was that people outside of America were accustomed to instantly transferring funds bank-to-bank, without the use of third-party apps like Venmo, CashApp or Zelle.
Many Twitter users outside of the U.S. chimed in with confusion and a few jokes questioning America’s banking systems. Americans defended themselves by sharing that many banks offer Zelle as a way to quickly send money directly from your bank account.
Check out some of the reactions below:
Not this doing numbers 😭 here is the full uncropped tiktok if u want pic.twitter.com/S3oIpyMS0U
— 🌜 (@jamishelves) May 5, 2021
YOU CANT BANK TRANSFER IN AMERICA???!???? pic.twitter.com/LoMZjAQDCy
— 🌜 (@jamishelves) May 5, 2021
Zelle does this and it's built into a lot of bank apps??? https://t.co/Q9T2BlYGly
— Say (@SayJones18) May 6, 2021
No I don’t “work for zelle” lmao. All I’m saying is for pretty much everyone that uses a major bank in the US, zelle accomplishes exactly what she’s talking about in the video. And for most banks it’s literally built into their app
— EMEKA 🌵 (@Emmanuelhtx) May 6, 2021
Omg America is really the ghetto😭 I just found out they all have those apps like CashApp, Venmo & Zelle because they can’t do bank transfers out there🤣🤣🤣
— Oricene (@Oricene1) May 6, 2021
We have Zelle but more importantly, y’all have our dicks in your mouths too much. https://t.co/nPlD8MJZhz
— carson (@playboixcarson) May 5, 2021
Society if everyone used Zelle. pic.twitter.com/ZRrPGVksk1
— Lucas 🛸 (@LucasLucas2002) May 6, 2021
I’m begging for y’all to learn about zelle and start using it https://t.co/R9Qp8n6kHy
— EMEKA 🌵 (@Emmanuelhtx) May 5, 2021
americans missing the whole point that theres bank to bank instant transferring in other developed countries without a 3rd party app but keep commenting
"BUT WE HAVE ZELLE!?!!?!?!?!?!?!?!!?!?" missing the whole point 😭😭😭😭😭😭😭😭😭😭😭😭😭— yeah yeah yuh (@wateringaplant) May 6, 2021
Zelle is NOT a third party app. It is a digital payments network owned by US banks. You can do bank transfers directly from you bank’s app thru Zelle with the receiver’s phone number or email.
— Charms (@sunflowersarles) May 6, 2021
Bank transfers only happen overnight or 3-days at weekends to actually clear. In the rest of the developed world, it's effectively instant
— Mark Cathcart (@cathcam) May 5, 2021